Money And Finance

(StatePoint) We’ve all heard those time-tested ways to save money -- dine out less, sign up for rewards programs or switch off the lights when you leave the room. But in today’s digital world, there are some great ways to save that you may not have thought about.

(NAPSI)—For many families, few things are more important than schooling—and an increasing number are taking it into their own hands.

(BPT) - Environmental pressures like drought confront growers across the globe, and they can exacerbate the many other demands growers face. The challenges are intertwined, coming from every direction, including profitability requirements, food-supply-chain demands and nutrient shortages.

(NAPSI)—Most people know someone who has dreamed of leaving the rigidity of a 9 to 5 job to pursue the flexibility of entrepreneurship. The majority don’t pursue that avenue, and the reasons vary, including financial obligations, time constraints, or fear of the unknown.

(StatePoint) Only 39 percent of respondents in a FEMA survey say they have developed an emergency plan and discussed it with their households.

(NAPSI)—School vacations can be an excellent time for high school seniors and their parents to get a head start on the college application process—you can focus on finding the right college without balancing the responsibilities of schoolwork and extracurriculars. Fortunately, there is a new…

(StatePoint) From car loans to student loans, credit card balances and other revolving debt, U.S. consumer debt is higher today than ever before.

(BPT) - As cybercrime continues to skyrocket and every day brings news of yet another data breach, many people worry that fraudsters will hack into their bank or credit card accounts and drain their funds or go on a shopping spree. While criminals do directly attack online accounts, the grea…

(BPT) - If you’re in college or high school, chances are you’re working hard to get good grades and earn a little extra money. And while you’re cutting corners living on ramen and frozen pizza, would you want to risk losing any of your hard-earned money to a scam?

(NAPSI)—Most people have a vision of their golden years that includes a comfortable retirement in which they can spend their time doing the things they enjoy. That dream doesn’t require a substantial amount of wealth, but it is a lot more attainable if you have some financial stability.

Welcome to the premiere edition of BookTrib.com’s “BookBites,” bringing you great ideas for your next read.

(NAPSI)—This year, as you look back at the many years your mother cared for you, consider the possibility that she may require care herself someday. Long term care insurance can help ensure that your mother will get the care she needs, should there come a time when she requires help managing…

(BPT) - Consumer buying habits have changed dramatically over the years. With the rise of online shopping, many small and medium-sized businesses find it difficult to reach customers in the vast ocean of the internet. To succeed online, businesses need a partner to help them reach a national…

by Martin Lueken, Ph.D.

(NAPSI)—If you’re among America’s nearly 28 million business owners—or would like to be someday—here’s some business math it may prove profitable to know: Five will get you 20.

(StatePoint) Whether you’re applying for a new credit card, refinancing a loan or buying a house, lenders consider many factors when making their decision. One of those many factors is your credit score, which helps paint a picture of your credit usage and behaviors over time.

(StatePoint) Speaking with your kids about money is not the easiest thing to do, but it can help prevent many problems for them down the line.

(StatePoint) You may have thought that after graduating from school, you’d never have to think about math again. However, the truth is that math is a central part of everyday life – from baking cakes to drawing up a budget.

(NAPSI)—When thinking about retirement, your main focus may center around not being a burden to your loved ones. In fact, 81% of middle-income Boomers have made at least one formal preparation for when they pass away1. However, despite preparing for these expenses, your retirement plan is fa…

(BPT) - Tax reform represents the largest change to the tax code in the last 30 years, impacting virtually everyone, but carrying special considerations for small business owners, the self-employed and employees with unreimbursed business expenses.

(StatePoint) The average American will hold 11.7 jobs between the ages of 18 and 48, according to The Bureau of Labor Statistics. If a job change is on your horizon, remember that a new salary and benefits package bring new financial considerations.

(NAPSI)—If putting all your financial information online and in one place sounds like a good idea, there are many companies—often called data aggregators—ready to help you organize your financial life. However, before you share your account information and other sensitive financial details w…

(NAPSI)—A recent survey, conducted by New York Life, found that 72 percent of parents identify debt reduction as a top financial priority. That number is even higher for millennial parents, with 80 percent planning to focus on debt reduction this year.

(StatePoint) Understanding abbreviations is essential, whether you’re texting “LOL” to a friend or asking guests to “RSVP” to a party. In a professional setting, they can provide useful information about an individual’s services and qualifications.

(StatePoint) It’s tax season. The time of year when phone scammers get particularly aggressive trying to trick you out of your hard-earned money. And scam calls and robocalls are a growing problem for everyone. Here are a few tricks to help you dodge scammers and give you peace of mind.

(NAPSI)—There are more than 34,000 private schools educating more than 4.9 million K−12 students in America, according to the most recent federal data. And as school choice programs that help families afford to send their children to private schools continue to expand across the U.S., those …

(NAPSI)—Here’s something to think about the next time you’re with your significant other: money.

(NAPSI)—Many retirees share a fear of gradually losing their ability to think as clearly as they used to or remember simple information such as other people’s names. And while everyone has the occasional “senior moment,” medical research indicates that aging by itself is generally not a caus…

(StatePoint) Nearly four in five American workers are now living paycheck to paycheck, according to Career Builder. If that describes you, experts say there are steps you can take to live more comfortably and securely.

(StatePoint) Despite actively saving and preparing for retirement, members of the sandwich generation have in large numbers been unable to build robust emergency savings and retirement account balances, primarily due to the strain of financially supporting other family members, according to …

(NAPSI)—Is your family suffering from a multigenerational home energy crisis? If so, you’re not alone. Multigenerational households are on the rise, with a record one in five Americans living in homes shared by multiple adult generations, causing various domestic growing pains—including skyr…

(StatePoint) Finances can be a significant source of stress in your life, especially if you do not have a clear picture of your income and expenses.

(StatePoint) Bringing all the pieces of your financial life together, from budgeting to planning for retirement to saving for education to managing your taxes and insurance coverage, is a challenging and sometimes intimidating task.

(StatePoint) A tax refund may sound like a boon, but financial experts say that you may be able to make more over the course of the year by checking your withholdings and putting any additional funds into a savings account over the course of the year.

(NAPSI)—The timeshare industry is infamous for perceived high-pressure sales techniques, for locking millions of people in perpetuity with noncancelable contracts, and for practices that can make it difficult for owners to vacation where and when they want. Dozens of lawsuits have alleged th…

(StatePoint) The cultural phenomenon sparked by professional organizing consultant Marie Kondo has motivated millions worldwide to declutter. While cleaning out your closet and making a financial plan may be two very different things, tidying up your finances can also “spark joy.”