BOISE • The Idaho Department of Insurance is preparing a series of articles and website links to help Gem State residents understand the implications of the Affordable Care Act.

“Informed consumers will be better prepared to make the best choices for their individual situations,” Director Bill Deal said in a statement.

Many provisions have already been implemented. More changes will take effect on January 1, 2014, including:

• Idaho’s state-based health insurance exchange, a marketplace for individuals and for small employers: Subsidies will be available through the exchange for people with incomes from 100 percent to 400 percent below the federal poverty level.

Small employer groups with 50 or fewer employees will be eligible to buy through the exchange. Groups with fewer than 25 full-time employees may qualify for an employer tax credit.

• Minimum coverage requirements: Policies will be required to cover an established list of essential health benefits.

• Individual mandate: You will be required to buy health insurance if you don’t have other qualifying coverage such as Medicare, Tricare, Medicaid or employer-sponsored coverage, or be subject to a penalty.

For more information, call 800-721-3272 or visit

(1) comment


Idaho (or at least it's politicians) already have informed our citizens.
Ever since the law was passed, it has always been:
Obamacare = Bad! Good luck with getting people to change their minds now.

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